Mortgage starter · live industry site
A website that closes loans.
Mortgage is the industry operating system for this vertical. The $2,500 Launch stands your version of it up on your Replit at $0/mo, against the AI-approved checklist.
Live industry OS (your Launch uses your name, not this NVC story): Apex Home Lending Apex Home Lending
The whole machine
Public site. Customer account. Staff admin.
The live industry site is an operating system, not a brochure. Launch stands your version of this up against the AI-approved checklist. Below is what the working model already does on the front, after login, and in the back office.
Front
Public site
9 capabilities
Home + live rates
30-year, 15-year, FHA, VA widget. Apply and affordability CTAs.
Rates desk
Current rates, history charts, commentary, email alerts.
Loan programs
Conventional, FHA, VA, USDA, jumbo, first-time — eligibility and FAQs.
Affordability calculator
Income, debts, down payment → estimated payment. Assumptions shown.
Rate-lock advisor
Education from closing date and risk — not a guaranteed lock.
Pre-approval request
Certificate with a shareable token they issued.
Resumable application
Start without an account, resume by token.
About, reviews, contact
Officer bio, NMLS they supplied, live NAP.
Team twin
No guaranteed approval or rate.
My account
Customer account
4 capabilities
Application status
Stage, assigned officer, activity timeline.
Documents
Pay stubs, returns — upload and track.
Wealth / equity view
Long-term visualization they offer.
Messaging
Borrower ↔ team, not a public chat.
Operating system
Staff admin
6 capabilities
Pipeline
Applications by stage, filters, pagination.
Partners
Approve agents, see referral volume.
Rate commentary
Publish timestamped commentary.
Stats
Volume and approval rates they recorded.
Closings
Schedule and manage.
Disclosures
Nothing public without owner approval.
Separate login
Partner portal (agents)
2 capabilities
Register / login
Separate auth from borrowers.
Referral dashboard
Submit clients, track closings and conversion.
Audience
Who it’s for
Mortgage brokers, loan officers, lending companies, and credit unions who want to generate pre-approvals and applications online.
Direction
What this industry site is built around
Your mortgage site converts browsers into borrowers — live rates create urgency, the affordability calculator qualifies leads before they apply, and the multi-step application captures everything you need. Partner portals let agents send referrals directly. We build it live. The surface map above describes the reference build; implemented behavior for your site is confirmed by the Launch checklist and your accepted order scope.
Launch
$2,500 USD
$2,500 Launch against the fixed AI-approved checklist. We sit on your Replit at $0/mo. Integrations, Network, and Paradise stay optional.
Included in the base build
Fixed AI-approved Launch checklist
Grok may only mark pass, fail, or needs_customer. The appointed Viber closes Launch when every row is pass or a waived needs_customer.
Legal name and tagline on the site
The customer’s real identity. New Vibe City fiction is forbidden.
Practice areas or services they sent
The list matches intake, or the row stays needs_customer until they send it.
Real names they provided
No invented credentials, biographies, or outcomes.
Live contact facts matching intake
Phone, email, address, and hours on the customer host.
Working evaluation or contact form
Submissions notify WeVibe or the inbox they named.
Required disclaimers present
Jurisdiction and not-legal-advice language for law, or the equivalent for other editions.
Results stay hidden without consent
Testimonials and case results publish only with copy and consent they supplied.
Logo and brand colors
Applied from what they sent, or a documented fallback.
Mobile pass on home, contact, and the form
Those three surfaces must work on a phone.
Their Replit (default) or Network URL live
DEMO bar removed on the customer host. Replit sit is $0/mo to us.
Export zip and git URL delivered
They own the repo and can leave. Login to Replit or Network is part of done.
Personal or business digital twin
WeVibe trains the twin on facts they supplied. House Paradise Brain. Launch does not create a customer Paradise account.
Talking avatar they consented
Portrait and consent they supplied. Paradise house avatar APIs. Not IdentitySites.
Site chatbot visitors can talk to
Answers from approved site facts only. Not the retired /api/chatbot surface.
Needs written scope
Forms, lead capture, and email routing
Fields, consent, spam controls, storage, recipients, and delivery providers must be specified and tested.
Booking, scheduling, calculators, and live data
Provider choice, credentials, business rules, availability, data source, and failure behavior require separate scope.
Payments, checkout, ordering, subscriptions, and loyalty
Catalog, tax, fulfillment, refunds, payment-provider ownership, and compliance requirements require separate scope.
Accounts, portals, memberships, and private files
Identity, permissions, recovery, privacy, retention, and operational support require separate scope.
AI, automation, dashboards, and admin tools
Model/provider behavior, data handling, review controls, usage costs, permissions, and support require separate scope.
Third-party integrations, migration, and localization
Each provider, dataset, language, locale, and migration source must be named, accessible, and accepted separately.
Not included by default
Unlisted demo functionality
A capability shown or named in a concept demo is excluded unless the written order scope explicitly includes it.
Third-party accounts and recurring fees
Domains, hosting, payment fees, email, booking, AI, stock media, licenses, and other provider charges remain the customer’s responsibility unless stated otherwise.
Legal, regulatory, security, or accessibility certification
The base package does not include legal advice, regulated-workflow approval, penetration testing, or formal conformance certification.
Content production, data entry, and ongoing operations
Copywriting, translation, photography, bulk catalog entry, SEO ranking, maintenance, and support retainers require separate scope.
One live session of unspecified pages
Launch is the fixed checklist, not an open-ended studio booking.
Paradise toolset, pixel, Shield, or CAPI
Launch does not attach Paradise. Attach is a later opt-in.
WeVibe Network hosting
Default sit is their Replit at $0/mo. Network is an optional $12/mo add-on.
Customer branding is the visual direction.
Domain registration, provider accounts, DNS access, and third-party integrations are not included unless separately written into scope.
Scope manifest 2026-08-20.1
FAQ
Common questions
Yes. A rate widget on the homepage shows current rates for all your loan types, updated as often as you need.
Describes the reference build. What ships for you is confirmed by the Launch checklist and your accepted order scope.
Full multi-step application that borrowers can start without an account and resume later via a unique token.
Describes the reference build. What ships for you is confirmed by the Launch checklist and your accepted order scope.
A separate partner portal lets agents register, submit referrals, and track their pipeline — with your approval workflow.
Describes the reference build. What ships for you is confirmed by the Launch checklist and your accepted order scope.
Live desk
Ready to put your mortgage site online?
Review the exact base scope, identify the integrations you need, and confirm a realistic delivery plan before checkout.